Pricing

Priced like software.Not like a bank.

One subscription per company. No setup fee, no account fee, no minimum balance. Receiving and holding money is free on every plan — forever.

Prices in USD, net of VAT. Companies with an EU seat pay the identical figure in EUR.

CashXChain is live. Open your account today — Early Bird pricing applies at launch.

Free
Receive, hold and test the whole platform. No card, no clock.
$0
Free forever
Start for free
- from 1.00% currency exchange
- 5 accounts and currencies
- 2 named accounts in your own name
- 1 user
- $2,500 maximum single payment
- Sandbox and developer portal
Starter
Your first payouts abroad, with read access to the API.
$19
per month
Get started
Everything in Free, plus
- from 0.80% currency exchange
- 10 accounts and currencies
- 5 stablecoin wallets
- 3 users
- $10,000 maximum single payment
- Live API keys read, plus webhooks
Most popular
Professional
Move money through the API, on wider limits and better rates.
$67was ~~$99~~
Early Bird · per month · for 12 months
Get started
Everything in Starter, plus
- from 0.70% currency exchange
- 15 accounts and currencies
- 20 stablecoin wallets
- 5 users
- $100,000 maximum single payment
- Live API keys move money
Business
High volume, seven-figure limits, and people on the phone.
$399was ~~$499~~
Early Bird · per month · for 12 months
Get started
Everything in Professional, plus
- from 0.60% currency exchange
- 20 accounts and currencies
- 50 stablecoin wallets
- 10 users
- $1,000,000 maximum single payment
- Chat and phone support, plus implementation

Enterprise

For platforms and treasuries moving money at scale. Commercials, limits and integration are built around you — including a 30-day pilot before you commit.

Get in touch

Built around your volumes

currency exchange: from 0.30%
accounts and currencies: 25
on payment limits: No ceiling
email, chat and phone: Named contact

Payout currencies: 70+
Countries reachableSee all countries: 170+
Setup and onboarding: $0
FX from: 0.30%

Always free — on every plan

Including the Free plan. No asterisks.

Opening an account
Receiving money — any currency, any amount
Holding balances — any currency, as long as you like
Transfers between CashXChain accounts — instant
Sandbox and developer portal
Setup and onboarding — no fee, ever
Account maintenance
Inactivity — we never close an account for being quiet
Statement and transaction exports
Cancelling — no penalty, no notice period

Every number, side by side

The complete plan comparison. Nothing held back for the sales call.

FreeStart for free

StarterGet started

Most popularProfessionalGet started

BusinessGet started

EnterpriseGet in touch

Price
Price	Free	Starter	Professional	Business	Enterprise
Monthly	$0	$19	$99	$499	Custom
Annual, paid yearly	Not available	$190	$990	$4,990	negotiated
Effective monthly on annual	Not available	$15.83	$82.50	$415.83	negotiated
Annual saving	Not available	2 months	2 months	2 months	negotiated
Early Bird, monthly	Not available	Not available	$67 · 12 mo	$399 · 12 mo	Not available
Early Bird, annual	Not available	Not available	$670 · first year	$3,990 · first year	Not available

Accounts, currencies & wallets
Accounts, currencies & wallets	Free	Starter	Professional	Business	Enterprise
Named accounts in your own company name	2	3	4	4	custom
Named-account regions	GBP EUR USD CAD					GBP EUR USD CAD	GBP EUR USD CAD	GBP EUR USD CAD	GBP EUR USD CAD	GBP EUR USD CAD
Accounts and currencies, total	5	10	15	20	25
Payout currencies	70+					70+	70+	70+	70+	70+
Countries reachable	170+					170+	170+	170+	170+	170+
Stablecoin walletsComing soon	Not available	5	20	50	custom

Named accounts are included in the total, not additional.

FX
FX	Free	Starter	Professional	Business	Enterprise
Currency exchange	from 1.00%	from 0.80%	from 0.70%	from 0.60%	from 0.30%
Majors — USD, GBP, EUR	1.00%	0.80%	0.70%	0.60%	from 0.30%
Minors — NOK, SEK, DKK, CHF, CAD, AUD, NZD, JPY	1.50%	1.30%	1.20%	1.00%	from 0.50%
Exotics — all other currencies	2.00%	1.75%	1.50%	1.25%	from 0.70%

FX rates are all-in: the rate shown is the rate applied.

Transaction fees
Transaction fees	Free	Starter	Professional	Business	Enterprise
CashXChain → CashXChain	free					free	free	free	free	free
Local payment out	5.00	4.00	3.00	2.50	negotiated
International wire out (SWIFT)	35.00	30.00	25.00	20.00	negotiated
Incoming payment	at cost *	at cost *	at cost *	at cost *	negotiated
Failed or returned payment	at cost *	at cost *	at cost *	at cost *	negotiated

* Third-party bank charges are passed through at cost. On correspondent routes, intermediary banks may deduct charges that cannot be determined in advance.

Not available yet — these rows describe what is planned, not what you can use today.

Savings
Savings	Free	Starter	Professional	Business	Enterprise
Earn on USD, up to	2.50%	2.75%	3.00%	3.25%	up to 4.00%
Earn on GBP, up to	2.50%	2.75%	3.00%	3.25%	up to 4.00%
Earn on EUR, up to	1.20%	1.30%	1.50%	1.60%	up to 2.50%
Terms	instant · 60 · 90 · 180 · 360 days	instant · 60 · 90 · 180 · 360 days	instant · 60 · 90 · 180 · 360 days	instant · 60 · 90 · 180 · 360 days	custom
Savings running at the same time	1	3	5	unlimited	custom
Minimum amount	none					none	none	none	none	none
Maximum amount	none					none	none	none	none	none
Fee on earnings	none					none	none	none	none	none
Safety	regulated banking partners, segregated					regulated banking partners, segregated	regulated banking partners, segregated	regulated banking partners, segregated	regulated banking partners, segregated	regulated banking partners, segregated

Rates are per year. Longer terms earn more, instant access earns less. Rates follow central bank rates and change with them. Availability depends on your region and account. Rates are indicative and do not constitute an offer. Savings are not covered by a deposit guarantee scheme.

Account balance
Account balance	Free
Interest on your account balance	none	none	none	none	none	none
Account maintenance fee	none	none	none	none	none	none
Minimum balance	none	none	none	none	none	none
Safety	held by a partner under its own safeguarding obligations, never by CashXChain	held by a partner under its own safeguarding obligations, never by CashXChain	held by a partner under its own safeguarding obligations, never by CashXChain	held by a partner under its own safeguarding obligations, never by CashXChain	held by a partner under its own safeguarding obligations, never by CashXChain	held by a partner under its own safeguarding obligations, never by CashXChain

Not available yet — these rows describe what is planned, not what you can use today.

Stablecoin
Stablecoin	Free	Starter	Professional	Business	Enterprise
Wallets in your account	Not available	5	20	50	custom
Supported stablecoins	Not available	USDC · EURC	USDC · EURC	USDC · EURC	additional on request
Receive and send stablecoin	Not available	coming soon	coming soon	coming soon	pilot / early access
On-ramp and off-ramp	Not available	coming soon	coming soon	coming soon	pilot / early access
Pricing	Not available	on release	on release	on release	negotiated

Not available yet — these rows describe what is planned, not what you can use today.

Collect
Collect	Free	Starter	Professional	Business	Enterprise
Payment links	coming soon	coming soon	coming soon	coming soon	pilot / early access
Hosted checkout	Not available	coming soon	coming soon	coming soon	pilot / early access
Embedded checkout and shop plugins	Not available	Not available	coming soon	coming soon	pilot / early access
QR codes and Tap to Pay	Not available	Not available	coming soon	coming soon	pilot / early access
Card acceptance rates	on release	on release	on release	on release	negotiated

Not available yet — these rows describe what is planned, not what you can use today.

Platform & embedded finance
Platform & embedded finance	Free	Starter	Professional	Business	Enterprise
Platform API — sub-accounts	Not available	Not available	Not available	coming soon	pilot / early access
Onboard your users through our API	Not available	Not available	Not available	coming soon	pilot / early access
Accounts in your user's own name	Not available	Not available	Not available	coming soon	pilot / early access
Pay out in your user's name	Not available	Not available	Not available	coming soon	pilot / early access
White label	Not available	Not available	Not available	Not available	pilot / early access
Pricing	Not available	Not available	Not available	on release	negotiated

Transaction limits
Transaction limits	Free	Starter	Professional	Business	Enterprise
Money you can receive	unlimited					unlimited	unlimited	unlimited	unlimited	unlimited
Money you can hold	unlimited					unlimited	unlimited	unlimited	unlimited	unlimited
Single payment out *	$2,500	$10,000	$100,000	$1,000,000	as much as you need
Per calendar day *	$5,000	$25,000	$250,000	$2,500,000	as much as you need
Per calendar month *	$10,000	$100,000	$1,000,000	$10,000,000	as much as you need

Limits on exotic corridors are lower and set individually. * Maximum limits. Your limits are set during onboarding and reviewed on an ongoing basis against your business profile, transaction history and applicable regulation. They may be set lower than the plan maximum and may be adjusted at any time. Plan limits describe the maximum available on that plan, not a guaranteed entitlement.

API & developer platform
API & developer platform	Free	Starter	Professional	Business	Enterprise
Sandbox and developer portal	Included	Included	Included	Included	Included
Live API keys — read	Not available	Included	Included	Included	Included
Live API keys — move money	Not available	Not available	Included	Included	Included
Webhooks	Not available	Included	Included	Included	Included
Charge per API call	none					none	none	none	none	none

Team & support
Team & support	Free	Starter	Professional	Business	Enterprise
People who can log in	1	3	5	10	custom
Support	docs	docs and email	docs and a dedicated email address	docs, email, chat and phone	named support contact — email, chat and phone
Getting set up	self-serve	self-serve	guided setup call	implementation support	dedicated integration
Advisory and consulting	Not available	Not available	Not available	on request	included in scope

Contract & billing
Contract & billing	Free	Starter	Professional	Business	Enterprise
Minimum term	none	the period you pay for	the period you pay for	the period you pay for	negotiated
Cancellation	anytime	anytime, runs to end of paid period	anytime, runs to end of paid period	anytime, runs to end of paid period	negotiated
Refund of the current period	Not applicable	no	no	no	negotiated
Upgrade	immediate	immediate, pay only the difference	immediate, pay only the difference	immediate, pay only the difference	negotiated
Downgrade	Not applicable	at end of paid period	at end of paid period	at end of paid period	negotiated
How we take payment	Not applicable	balance, then converted at our cost, then card	balance, then converted at our cost, then card	balance, then converted at our cost, then card	negotiated
Payment methods	Not applicable	card, Apple Pay, Google Pay, SEPA Direct Debit	card, Apple Pay, Google Pay, SEPA Direct Debit	card, Apple Pay, Google Pay, SEPA Direct Debit, bank transfer	bank transfer
Billing currency	Not applicable	from your registered seat	from your registered seat	from your registered seat	negotiated
Who invoices you	CashXChain UG					CashXChain UG	CashXChain UG	CashXChain UG	CashXChain UG	CashXChain UG
VAT	none, §19 UStG					none, §19 UStG	none, §19 UStG	none, §19 UStG	none, §19 UStG	none, §19 UStG
Access to your money	never restricted					never restricted	never restricted	never restricted	never restricted	never restricted
Unused accounts	never closed for inactivity					never closed for inactivity	never closed for inactivity	never closed for inactivity	never closed for inactivity	never closed for inactivity
Business verification	required					required	required	required	required	required

Anything owed is deducted from your balance. Access to your funds is never suspended over an unpaid invoice.

How to read these prices

These prices are indicative and do not constitute an offer. Our Terms of Service, Privacy Policy and Regulatory Status apply to every plan shown here.

All prices are net of VAT.
The USD figure is the identical figure in EUR for customers whose registered seat is in the EU.
Subscription is charged per company account, not per user.
Transaction fees are charged in the currency of that payment — 22 means 22 EUR on a euro wire and 22 USD on a dollar wire.
FX rates are all-in: the rate shown is the rate applied.
Limits are in USD, or the EUR equivalent, measured on the outbound leg.
Counts are concurrent, not cumulative over the life of the account.

Master Pricing v3.0 · CashXChain UG (haftungsbeschränkt) · HRB 34664 Amtsgericht Traunstein

Not sure which plan fits?

Tell us the corridors you pay into and the volume you move. We will tell you the plan — and whether Enterprise is worth the conversation.

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Priced like software.Pricedlikesoftware.Not like a bank.Notlikeabank.

Plans

Enterprise

01Price

02Accounts, currencies & wallets

03FX

04Transaction fees

05SavingsComing soon

06Account balance

07StablecoinComing soon

08CollectComing soon

09Platform & embedded financeComing soon

10Transaction limits

11API & developer platform

12Team & support

13Contract & billing

How to read these prices

Not sure which plan fits?Notsurewhichplanfits?

Priced like software.Not like a bank.

Not sure which plan fits?